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It also protects you if you accidentally damage the building your rental is in. ","marks":[],"data":{}}],"data":{}},{"nodeType":"paragraph","content":[{"nodeType":"text","value":"\n","marks":[],"data":{}},{"nodeType":"text","value":"Example: ","marks":[{"type":"bold"}],"data":{}},{"nodeType":"text","value":"A friend comes to visit and trips on your indoor welcome mat, spraining her wrist. She sues you for the damages. 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And, if you operate a business out of your home, anything that happens related to your business is not covered under your renters insurance policy.","marks":[],"data":{}}],"data":{}}]}}},{"id":"03e22220-000b-5a8f-8710-91a6112e431f","title":"Medical Expenses for Others","anchor":null,"content":{"json":{"nodeType":"document","data":{},"content":[{"nodeType":"paragraph","content":[{"nodeType":"text","value":"Medical Expenses for Others is a coverage used when someone is injured on your property and has ","marks":[],"data":{}},{"nodeType":"text","value":"medical expenses","marks":[{"type":"bold"}],"data":{}},{"nodeType":"text","value":" as a result of the injury.","marks":[],"data":{}}],"data":{}}]}}}]},{"sys":{"type":"Entry","revision":1,"contentType":{"sys":{"type":"Link","linkType":"ContentType","id":"iconToutSection"}}},"id":"c5bb5196-2258-59b1-9eb4-6bd84c693a0e","anchor":null,"eyebrow":null,"headline":null,"subheadRich":null,"iconSize":"Large","backgroundColor":"Off White #F3F3F3","contentfulchildren":[{"id":"0c5b5d31-e314-5627-8a00-04af283fe22c","eyebrow":null,"headline":"Coverage for your stuff and your space","body":{"json":{"data":{},"content":[{"data":{},"content":[{"data":{},"marks":[],"value":"Renters insurance protects your belongings at home and away. It also covers housing expenses if you can’t stay in your place. ","nodeType":"text"}],"nodeType":"paragraph"}],"nodeType":"document"}},"asset":{"title":"Coverage stuff icon","file":{"url":"//images.ctfassets.net/pacigpl3aj13/4kcR46zfIfn7UhgMviyVnv/de85a68befb4cdae5ad2288ca0ef4069/Coverage_stuff_icon.svg"}},"iconAltText":null,"callToActionButton":null,"form":null}]},{"sys":{"type":"Entry","revision":4,"contentType":{"sys":{"type":"Link","linkType":"ContentType","id":"sectionSpacer"}}},"id":"084c868c-3bfa-51e8-8db5-b6e621db51a1","size":"S"},{"sys":{"type":"Entry","revision":1,"contentType":{"sys":{"type":"Link","linkType":"ContentType","id":"expandableSection"}}},"id":"cde09138-2770-544f-abfe-2c5804800e4e","anchor":null,"headline":null,"backgroundColor":"Off White","sectionButton":null,"expandables":[{"id":"5e6845a0-8ac5-55e3-8215-539b08c406b8","title":"Personal Property coverage","anchor":null,"content":{"json":{"nodeType":"document","data":{},"content":[{"nodeType":"paragraph","content":[{"nodeType":"text","value":"The property inside your rented living space is covered with Personal Property coverage. This includes electronics, furniture, jewelry, and equipment. ","marks":[],"data":{}}],"data":{}},{"nodeType":"paragraph","content":[{"nodeType":"text","value":"Example:","marks":[{"type":"bold"}],"data":{}},{"nodeType":"text","value":" You return home to find a leak from the apartment above you has ruined your TV. 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You file a claim through your renters insurance to get a new one. At Root, we use ","marks":[],"data":{}},{"nodeType":"text","value":"Replacement Cost","marks":[{"type":"bold"}],"data":{}},{"nodeType":"text","value":" for renters insurance policies. That means you’ll receive the amount needed to buy a replacement today, despite the age of your stolen laptop.","marks":[],"data":{}}],"data":{}},{"nodeType":"paragraph","content":[{"nodeType":"text","value":"\nSome companies only offer ","marks":[],"data":{}},{"nodeType":"text","value":"Actual Cash Value","marks":[{"type":"bold"}],"data":{}},{"nodeType":"text","value":". Since the value of tech devices usually decreases over time, you would be paid the amount your two year old computer is valued for today. Unfortunately, this could mean you wouldn’t have enough to buy a new laptop. ","marks":[],"data":{}}],"data":{}}]}}},{"id":"a011b2d4-5a2e-5526-98e9-6b2a0c01320e","title":"Deductible","anchor":null,"content":{"json":{"nodeType":"document","data":{},"content":[{"nodeType":"paragraph","content":[{"nodeType":"text","value":"A deductible is the amount you pay before your renters policy pays the rest. ","marks":[],"data":{}}],"data":{}},{"nodeType":"paragraph","content":[{"nodeType":"text","value":"If you choose a higher deductible, your monthly rate is lower, but you’ll pay more out of pocket when you file a claim. If you select a lower deductible, your monthly renters insurance rate is higher because Root will be paying more when you file a claim.","marks":[],"data":{}}],"data":{}}]}}},{"id":"c1404097-3ff6-5389-a6ea-cec0209c4fc4","title":"Limit","anchor":null,"content":{"json":{"nodeType":"document","data":{},"content":[{"nodeType":"paragraph","content":[{"nodeType":"text","value":"A limit is the maximum dollar amount we’ll cover if you file a claim. The higher your limit, the more likely you’ll have less (or nothing) to pay out of pocket in case of a major accident or claim.","marks":[],"data":{}}],"data":{}}]}}},{"id":"4d7b16fd-f1e8-529b-a961-6cdd7edf9381","title":"Bundle","anchor":null,"content":{"json":{"nodeType":"document","data":{},"content":[{"nodeType":"paragraph","content":[{"nodeType":"text","value":"When you have multiple policies with one insurance carrier, it’s referred to as a bundle. This can be any combination of home, auto, renters, and other insurance. 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